Welcome to consumeradviser.org (referred to as "the Website"), owned and operated by Direct Marketing Media, Inc (referred to as "the Company"). By accessing or using the Website, you acknowledge and agree to comply with these Terms and Conditions. Please read them carefully before using the Website.

1. Acceptance of Terms

By accessing and using the Website, you agree to be bound by these Terms and Conditions, as well as any additional guidelines, rules, or terms posted on the Website. If you do not agree to these Terms and Conditions, please refrain from using the Website.

2. Intellectual Property Rights

All content on the Website, including text, graphics, logos, images, videos, software, and any other materials, is the property of Direct Marketing Media, Inc or its licensors and is protected by intellectual property laws. You may not use, modify, reproduce, distribute, or display any of the content without prior written consent from the Company.

3. User Responsibilities

a. Registration: Some areas of the Website may require user registration. By registering, you agree to provide accurate and complete information. You are responsible for maintaining the confidentiality of your account details and for all activities that occur under your account.

b. Prohibited Activities: You agree not to engage in any of the following activities:

- Violating any applicable laws or regulations.

- Posting or transmitting any unlawful, defamatory, obscene, or harmful content.

- Interfering with the functioning of the Website or its services.

- Impersonating any person or entity or misrepresenting your affiliation with any person or entity.

- Attempting to gain unauthorized access to any portion of the Website or its related systems.

c. User Content: If you contribute any content to the Website, including comments, reviews, or other materials, you grant the Company a non-exclusive, royalty-free, perpetual, and worldwide license to use, modify, reproduce, and distribute that content.

4. Disclaimer of Warranties

The Website and its content are provided on an "as is" and "as available" basis, without any warranties, express or implied. The Company does not warrant that the Website will be error-free, secure, or uninterrupted, or that any defects will be corrected. The Company disclaims all warranties, including but not limited to the implied warranties of merchantability, fitness for a particular purpose, and non-infringement.

5. Limitation of Liability

To the fullest extent permitted by law, the Company shall not be liable for any direct, indirect, incidental, consequential, or punitive damages arising out of or in connection with the use or inability to use the Website. This includes any damages resulting from reliance on information obtained through the Website, or from any interruptions, errors, defects, delays, or omissions in the Website's operation.

6. Indemnification

You agree to indemnify and hold harmless Direct Marketing Media, Inc, its officers, directors, employees, and agents from any claims, damages, losses, liabilities, costs, or expenses arising out of your use of the Website or any violation of these Terms and Conditions.

7. Modifications and Termination

The Company reserves the right to modify, suspend, or terminate the Website or any part thereof, at any time without notice. The Company may also modify these Terms and Conditions at its sole discretion. It is your responsibility to review these Terms and Conditions periodically for any changes.

8. Governing Law and Jurisdiction

These Terms and Conditions shall be governed by and construed in accordance with the laws of the United States and the State of South Carolina, without regard to its conflict of laws principles. Any legal action or proceeding arising out of or relating to these Terms and Conditions or your use of the Website shall be exclusively brought in the state or federal courts located in Charleston, South Carolina.

9. Severability

If any provision of these Terms and Conditions is found to be invalid or unenforceable, the remaining provisions shall continue to be valid and enforceable to the fullest extent permitted by law.

10. Entire Agreement

These Terms and Conditions constitute the entire agreement between you and Direct Marketing Media, Inc regarding the use of the Website, superseding any prior agreements or understandings.

If you have any questions or concerns regarding these Terms and Conditions, please contact us by filling out the form on this page.

Effective Date: 6/23/2023